STEP 1: 

WE HELP YOU OBTAIN COPIES OF YOUR CREDIT REPORTS.

The process begins with you ordering copies of your credit reports from the 3 major credit bureaus (Equifax, Experian, and Transunion).  This can be done by contacting the agencies directly by phone or going to their websites.  If eligible, you may be able to obtain a FREE copy of your credit report from each credit bureau by logging onto www.annualcreditreport.com.  If you prefer, we can obtain your credit reports for you from all 3 of the major credit bureaus.  If you are not eligible for FREE credit reports, you will be responsible for the cost of generating these reports directly from the 3 major credit bureaus.